Lisa Costa - August 2020

Page 1

LIFESTYLE MAGAZINE

PROPERTY NEWS

AUGUST 2020

UK ATTRACTIONS TO VISIT THIS YEAR CHECK OUT OUR GUIDE TO THE OLDEST AND MOST BEAUTIFUL CASTLES IN THE UK LOCKDOWN EXCESS? LOSE WEIGHT AND GET FIT NOW!

JAMS AND CHUTNEYS SIMPLE PRESERVE AND CHUTNEY RECIPES

STAMP DUTY HOLIDAY WHAT IT MEANS FOR YOUR FINANCES

DISTANCE LEARNING HOW DISTANCE LEARNING CAN HELP YOUR CAREER


CONTENTS LIFESTYLE

COVER STORY

8

2

UK attractions to visit Check out our guide to the oldest and most beautiful castles in the UK

6

PROPERTY

13

Stamp duty holiday We explain what the announcement means for sellers and buyers

16 24

7

About us Get to know our team a little better and see why we are your agent of choice

12

Our latest instructions Take a look at a selection of our latest properties on the market

14

FOOD

10

Jams and chutneys Some fantastic jams, preserves and chutney recipes to make at home

Upcycling for the garden Household cast-off’s can be transformed into great garden features Protecting yourself in the sun Top tips for staying safe during the hotter months Fruit foraging It’s time to hit the hedgerows and roadsides for nature’s free feast Inspirational Books We’ve picked five books, of the 21st century that are worthy of comment Online distance learning A look into the endless possibilities of distance learning

HEALTH

4

Lose the lockdown weight We take a look at some workouts and exercises to get you fit for the summer

WELCOME TO THE AUGUST ISSUE!

W

here has this year gone? This month, on pages 4&5, we have a guide to help you lose any weight you may have put on over lockdown. We also have fantastic upcycling ideas for your garden using materials readily available. It may not have been as hot as expected so far, but that doesn’t mean you shouldn’t look after your skin in the sun – check out page 6 for our handy tips. Has the Stamp Duty Holiday got you in a muddle? On page 13 we have a breakdown of what it means for you… Looking for interesting days out with the family now the school holidays are here? Check out our article on the most interesting

2

PROPERTY NEWS

castles to visit in the UK this year. We have also put together some recipes for stunningly simple preserves and chutneys. At the end of the day, when you’ve had enough sunshine, you can relax with our breakdown of the most inspirational books of the 21st century and a guide to online distance learning. So, sit back and relax with your copy of this months magazine… As we are all getting used to the new normal, remember to Stay Safe and Stay Alert at all times. Jonathan Wheatley Editor

I

t doesn’t work now. There’s a hole in it. It’s not fashionable. I don’t need it anymore… bin it. No, hold that thought. Whatever ‘it’ is probably doesn’t need to be dumped in a skip, it could become a decorative feature to brighten the backyard. Thousands of inventive gardeners have been breathing new life into household items by rescuing them from an uncertain future at the local dump by upcycling to create practical – and whimsical – focal points among the shrubs. For instance, an old chest of drawers can be repainted, the drawers lined and filled with potting soil to show off just about everything from trailing bedding plants to flowers and ferns. Got a lot of paint pots leftover from those DIY projects during lockdown? Why not paint them and use them as colourful planters for spring bulbs or herbs? And if you are having a new kitchen or bathroom fitted, why not rescue the porcelain pieces? There’s nothing quite like a cluster of phlox or geraniums in a white cistern, shower tray, or basin to brighten even the shadiest of corners in your plot. You could also, quite literally, throw the kitchen sink at the garden to make a quirky – and colourful talking point. Although


Why one man’s household cast-off is another man’s upcycled feature for the garden

recycling the loo might set the neighbours chattering for all the wrong reasons… But the thing is any household item can be given a new lease of life with just a little thought.

solar-powered lights and positioned at strategic points to bring added brightness to borders. For those at their wits’ end desperate to add a little colour and life to their minute courtyard garden, find yourself a pallet. Stand it on end, cover the back with a piece of landscape fabric, fill it with soil and there you go… a vertical garden ready for herbs, alpines and dainty bedding plants.

Old wellies which don’t fit or leak can become planters and would be particularly effective with a trailing plant such as ivy or lobelia cascading from them, while those old Crocs you wished you’d never bought can be filled with soil, hung Thousands of on the wall and filled inventive gardeners with winter pansies to provide a bit of have been breathing winter colour. new life into

Or you could scour your local recycling centre for a wooden stepladder, paint it a nice Cambridge Blue or grey, fix it to a wall, attach household items Take the handle off a some pots and it’s a plastic colander and tiered garden, while potentially you have a planted wheelbarrows hanging basket, complete with drainage and rusty bikes with a basket on the front points, while a battered tin bucket, which add colour and a certain industrial cum has rusted and leaks like a sieve, could rustic charm to barren spaces. make a new home for a dramatic hosta and give the slugs that dine off it And if you think those old dining room something to think about. chairs are past their best, think again. Simply give it a coat of wood stain or There’s no need to fork out for a bamboo protective varnish, remove the seat and windchime because you can drill holes in attach some chicken wire to create a the handles of that old stainless steel basket-like shape. Line that with sheet cutlery set great aunt Nora bought you as moss, inlay some landscaping fabric or a wedding present, thread them with even newspaper, fill with soil and plant twine, and hang them from a stick to away with Alpine leeks, Saxifraga and create a less clunky alternative. other ground-coverers. Old glass containers, particularly Mason jars, can be painted to use as planters or, more effectively, filled with twinkling

DIY projects, failed or just past their use-by dates, can also be revitalised with a little sympathy rather than a sledgehammer.

A brick-built barbecue, for instance, can be painted and have planted trays inserted instead of wire shelves while yesterday’s old kettle barbie, which has been sitting at the back of the garage gathering dust and rust since the arrival of the new gaspowered toy, can also be upgraded with a lick of paint to become tomorrow’s must-have garden accessory.

LIFESTYLE MAGAZINE

3


LOSE THE LOCKDOWN WEIGHT Let’s face it, over the lockdown period we have all gotten a little less fit, and maybe a little rounder around the sides…

D

espite the best efforts of Joe Wicks, as lockdown went on, people’s motivation started to drain, and without gyms and swimming pools open, and JustEat and FoodHub offering no-contact delivery direct to your door, a lot of people are now finding themselves in worse shape than three months ago. However, now some gyms are open again with outdoor space, we thought we’d take a look at some workouts and exercises to get your heart pumping and to get fit ready for the summer…

CARDIO

Jogging and cycling have been great for people to build their cardio over the past few months. To get the most from a cardio session, there are a few things you can do… HIIT – HIIT means High-Intensity Interval Training. Which in simple terms means switching between high-intensity work and lowintensity work, for example… 1-minute sprint – 2-minute jog – 1-minute sprint – 2-minute jog – 1-minute sprint, for a total of twenty minutes. Steady State – Steady State cardio is the best form if you have a high percentage of body fat to lose. The aim is to get your heart rate up enough and to get sweating and to stay there for 30-45 minutes.

4

PROPERTY NEWS

10-minute warm-up on a rower, a stationary bike or a jogging machine, followed by 30-minutes at a steady pace that keeps your heartbeat up. Interval Training – Interval Training is the bridge between HIIT and Steady State. Mixing high-intensity bursts with longer steadier states of training, for example… 5-minute warm-up – 2-minute sprint – 5-minute steady pace – 2-minute sprint and so on…

RESISTANCE TRAINING

If you think resistance training is all about lifting heavy weights while grunting like a meathead, then think again. Resistance training combined with cardio is the best way to lose weight and tone up at the same time.

A lot of people are now finding themselves in worse shape than three months ago

Compound Movements – Compound exercises, otherwise known as full-body exercises, are the fastest way to burn fat and get toned. Squats – Squats are one of the best exercises for weight-loss. Start with a heavy weight on a barbell balanced on your shoulders. Bend your knees, while keeping your back straight, go as low as you can, and then push up. Deadlifts – Start with a barbell on the floor and your legs at shoulderwidth. With your knees slightly bent, and your back straight, grip the bar an equal distance apart and raise to standing position keeping your core tight. Incline Bench Press – With a weight bench set at an incline of 45 degrees, using a pair of dumbells


A lot of people are now finding themselves in worse shape than three months ago

or a barbell, lay back on the bench (you may need a partner with a barbell) and slowly raise them above your chest, keeping the motion fluid and steady. Pull-Ups – Using either a pull-up machine, which makes pull-ups easier using weights inside, or a standard pull up bar, grip it with either an overhand or underhand grip and pull yourself up towards the bar to your chin. Isolation Movements – Isolation movements, otherwise known as Isolation exercises, are those which involve just one muscle group. Cable Push-Down – Cable PushDowns are perfect for working the triceps. Using a pull-down machine, add a rope bar, grip at both ends, and while keeping your

core tense, pull down bending at the elbows. Triceps are more important than biceps if you’re looking for toned arms. Standing Lateral Raise – If you’re looking to improve your shoulders, Standing Lateral Raises are the best exercise for you. With a dumbbell in each hand (don’t go too heavy) raise each dumbbell to the height of shoulders outwards. Keep your elbows locked to keep your form good and avoid injury. Dumbell Fly – The perfect accompaniment to the Incline Bench Press, the Dumbell Fly will work other parts of the pectorals and shoulders. Lay back on a flat bench with a dumbbell in each hand. Keeping your arms straight, with a slight bend at the elbows, bring your arms together

in a wide arc above your chest. Standing Barbell Curl – Simply the best exercise for your biceps. Go with a heavy weight if you’re looking to build strength, or a lower weight if you’re looking to tone up. Standing with your legs shoulderwidth apart and your grip the same on the bar, slowly raise the barbell to your chin, and then slowly lower it again to the starting position. A mixture of cardio and resistance training will work best if you are looking to lose weight and tone up. Remember, for any weight/ resistance training, it isn’t how much you can lift, but how good your form is. Don’t be intimidated by the weights, mixing low weight with high reps, and high weight with low reps will offer you the best overall outcome.

LIFESTYLE MAGAZINE

5


TOP TIPS FOR PROTECTING

YOURSELF IN THE SUN A bit of sun is what we all need at the moment as we slowly come out of our lockdown, but staying safe is still high priority because the sun, bright and wonderful though it is, can have its dark side too…

A

lready on record as being approximately 1C hotter than the long-term average temperature of British summertime, we are emerging from lockdown feeling a trifle stifled yet grateful for the warm sunshine on our faces. Though this may make us feel good short term, long term there are potentially negative side effects from absorbing too much sun. Staying safe, as we’ve learned better than ever over the past few months, is paramount, so here are our top tips for staying safe during the hotter months.

STAY HYDRATED

* Whether you’re playing sports, travelling or just sunbathing, getting enough to drink is more important than you might think, particularly for your heart health because keeping the body hydrated helps the heart pump blood more easily through the blood vessels to the muscles.

Stay

HYDRATED THIS

er m m u S

Wearing white clothing means the heat from your body gets reflected right back towards it, whereas black coloured clothing absorbs everything coming in from the sun

SUNTAN LOTION

* Spread the lotion onto the skin thickly, not thinly, as it’s much better to be safe than sorry. * Apply a new batch onto the skin every few hours, and after you’ve been in the water, and apply it before you’re exposed to the sun, not during. * Keep a note of when you first opened your bottle of suntan lotion. Each bottle of lotion comes with an expiry date, which is symbolized on the bottle with a small image of an open jar with a number followed by an ‘M’ beside it, like ‘12M’, for instance. This means that, after 12 months, the ingredients in the lotion begin to decompose and can become inactive and ineffective.

6

PROPERTY NEWS

PROTECTIVE CLOTHING

* It’s a point that’s often overlooked or dismissed as trivial, but wearing the correct clothing under the sun is far from trivial. Wearing white clothing means the heat from your body gets reflected back towards it, whereas black coloured clothing absorbs everything coming in from the sun.

SUNGLASSES

* There’s a reason why the majority of good quality sunglasses today are polarized. With polarized sunglasses, the filter creates vertical openings for light, meaning that only light rays that approach your eyes vertically can fit through those openings. So, for instance, the lenses will block out all the horizontal light waves bouncing off a smooth pond or a shiny car.


RICH PICKINGS It’s time to hit the hedgerows and roadsides for nature’s free feast

We are heading into the season of mellow fruitfulness. It may not seem it in this crazy year, but in what seems like a bat of an eye, we are already into August, a month where we traditionally hang on to summer but mentally start to prepare ourselves for autumn. And that means bringing in the harvest – and not just those f ruits we slavishly grow in our gardens. It’s time to step beyond the larch-lap fence panels and hit the hedgerows.

Foraging has been around for thousands of years – indeed, the ability to find wild foods was the key to survival long before formal agriculture and animal husbandry – but has enjoyed something of a revival as we turn our back on the processed for more organic produce. Plus it’s free and fun . . . as long as you are prepared for the scratches and stinging nettles. So, what are we looking for? Well, blackberries, the fruit of the prickly brambles that are prevalent along country lanes and heathland, are the obvious favourite. Those beautiful deep purple-black berries have been ripening slowly in the summer sun with gentle rains helping them to swell and ready to pick in late July and August. Bursting with vitamin C, they can be eaten raw or cooked in pies, crumbles, jams and jellies with micro varieties creating subtly different flavours. However, it may seem obvious, but they need to be washed thoroughly before eating, particularly if picked from a busy roadside. Although lead is absent from car fuels, the exhaust fumes can still lay on thin-skinned fruit, even if health risks are considered low.

The same warning applies to another foraging favourite, elderberries. Easy to recognise as the small dark reddish black berries hanging from trees in neat clusters in August and September, this fruit is also packed with vitamins and is loved by cordial and winemakers. It also makes a nice hedgerow jam. Crab apples are another staple for the roadside huntergatherer between August and October. But, although it may be the ancestor of the cultivated apple, it should carry a health warning: Do not eat raw unless you wish to enter the British Gurning Championship - they can be extremely sour. Once cooked, though, they make an incredible sunsetcoloured jelly which is gorgeous on bread and as an accompaniment to many meats. Hazelnut trees are also common in woods and hedgerows, and if picked early in the season when green they are good to nibble on and are lovely roasted. Any later and you’ll have to beat off the squirrels … But don’t limit your foraging to fruit. Try weeds, such as the Greater Plantain, the rosetteshaped plant found in lawns, roadsides and waste ground. The young leaves are best for salads, and although older growth is tough, blanched and sautéed with butter they are quite tasty.

LIFESTYLE MAGAZINE

7


TOP UK D CASTLES TO VISIT THIS YEAR

uring medieval times castles were built primarily to serve as protection for the nobility and were generally a symbol of the power of the ruling family at the time. Their intimidatingly majestic-looking structures and grounds served as an active and effective defence against potential intruders or attackers. Today they symbolise the power of history, and more particularly a nation’s desire to hold onto it. Castles radiate a special kind of glow, and in the evenings many literally do glow with outside lighting illuminating walls which have served so many leaders in our past, leaders who made us who we are today as a people.

When it comes to castles, beauty is enhanced with age, and here are the oldest, and most beautiful, castles to visit in the UK

Marvelling at them from the outside, though, is just the tip of the iceberg, for the sheer sense of age, tradition and antiquity is prevalent in the air when you step inside, and can thus only truly be experienced via a tour, or indeed a wedding. From the dungeons to the castle Keeps, these castles in the UK have it all and are probably some of the very best castles Britain has to offer.

WINDSOR CASTLE It’s difficult to establish definitively what the oldest castle in Britain is due to lack of evidence, but the oldest occupied castle (and not only in Britain but in the world) is Windsor Castle.

Inaccurately considered by many to be the oldest castle in Britain, Warwick Castle, built in 1068, is, like Windsor Castle, one of the more popularly visited in the UK

Built around 1070, Windsor Castle’s St George’s Chapel was the venue for Prince Harry and Meghan Markle’s wedding on 19th May 2018. The castle occupies 13 acres of land and combines the features of a fortification, a palace and a small town. It was built after the Norman invasion of England by William the Conqueror, and since the time of Henry I, it has been used by all 39 reigning monarchs, being the longest-occupied palace in Europe.

TOUR TICKET PRICES Adult: £23.50 Over 60 / Students: £21.20 Under 17 / Disabled: £13.50 Under 5: Free Family (2 adults and 3 under 17s): £60.50

8

PROPERTY NEWS


WARWICK CASTLE Inaccurately considered by many to be the oldest castle in Britain, Warwick Castle, built in 1068, is, like Windsor Castle, one of the most popularly visited in the UK, and again was built by William the Conqueror. Originally a wooden Motteand-Bailey castle, and then rebuilt in stone during the 12th century, the structure is situated on a bend of the River Avon enjoying scenic views. The facade opposite the town was refortified during the Hundred Years War, resulting in one of the most recognisable examples of 14th-century military architecture today.

TOUR TICKET PRICES

PORTCHESTER CASTLE, BEESTON CASTLE, AND COLCHESTER CASTLE These are some of the very oldest castle sites in Britain, and the historical significance of them stems from their structural origins. Portchester Castle still comprises habitable areas and was formed from a Roman fort built on the same site in the 3rd century. Though now inhabitable, Beeston Castle has a largely intact gatehouse, the site starting out as a Neolithic settlement in c3500 BC. Colchester Castle was previously a 1st Century Roman temple and was transformed into a castle between 10691076, making its Keep older than the Tower of London.

Castle, Grounds & Gardens: from £20 Standard Warwick Castle annual pass: from £35 Premium Merlin annual pass: from £139 A ‘stay overnight’ package is also offered.

OTHER PARTICULARLY OLD AND BEAUTIFUL CASTLES IN THE UK WHICH SHOULD BE VISITED AT LEAST ONCE: Cardiff Castle – constructed in the 11th Century. Edinburgh Castle – constructed in the 12th Century. Bunratty Castle – constructed in the 15th Century.

The oldest occupied castle (and not only in Britain but in the world) is indisputably Windsor Castle

Pictured: Edinburgh Castle

BERKHAMSTEAD CASTLE AND NORWICH CASTLE In line with the most reliable information we have, these two castles are officially the oldest castles in the UK, both on record as being built in 1067. Like what Warwick Castle was originally, Berkhamstead Castle is a Motte-and-Bailey castle, built to obtain control of a key route between London and the Midlands during the Norman conquest of England in the 11th century. Robert of Mortain, William the Conqueror’s half-brother, was probably responsible for managing its construction, after which he became the castle’s owner. William the Conqueror plays a key role in yet another one of Britain’s most beautiful castles, Norwich Castle, a royal fortification, which was founded in the aftermath of the Norman conquest of England when William the Conqueror ordered its construction in alignment with his campaign to subjugate East Anglia.

LIFESTYLE MAGAZINE

9


SUMMER FRUIT AND VEG

JAMS AND CHUTNEYS With the incredible amount of fresh fruit on offer in the UK during the summer, here are some fantastic jams, preserves and chutney recipes to make at home…

750g Mixed baby tomatoes 175g mixed sweet peppers 350g red onion 1 tsp salt flakes 2 tsp mustard seeds ¼ tsp crushed chillies 2 garlic cloves 300ml cider vinegar 90g sultanas 225g light muscovado sugar

SPICY BABY TOMATO & SWEET PEPPER CHUTNEY This is an easy to make sweet, sour and spicy chutney that is perfect for autumn. It tastes even better with homegrown tomatoes and peppers from the garden…

METHOD 1. Add all the ingredients to a large preserving pan except the tomatoes. 2. Bring to the boil and simmer for 25 minutes. 3. Add the tomatoes and simmer for a further 35-minutes, stirring occasionally. 4. Ladle into hot jars and seal.

2kg plums, stoned and roughly chopped. 2kg white granulated sugar. 2 tsp ground cinnamon. 1 tbsp lemon juice. 3 cinnamon sticks. Knob of butter

CINNAMON-SCENTED PLUM JAM Plums are in abundance this time of year, and this recipe with a warming cinnamon twist is incredible on toasted teacakes.

METHOD 1. Put the plums in a large preserving pan and add 200ml water. Bring to a simmer and cook for 10-minutes. 2. Add the sugar, ground cinnamon and lemon juice and allow to dissolve without boiling. 3. Increase the heat and bring to the boil. After 5-minutes spoon a little jam onto a cold saucer and wait. If it wrinkles it is ready. 4. Remove from heat and add the cinnamon sticks and the butter. Let cool before ladling into jars and sealing.

8 Red Onions 1 Red Chilli 2 bay Leaves 25 ml Olive Oil 200 g brown sugar 2 teaspoons Mustard Seeds 150 ml Balsamic Vinegar 150 ml Red Wine Vinegar

CARAMELISED RED ONION CHUTNEY This really easy caramelised red onion chutney is perfect with cold meats and crackers any time of the year.

METHOD 1. Cut the onions and chilli into thin slices and put into a pan with the bay leaves and olive oil. Cook gently for 20-minutes. 2. When the onions have browned, add the sugar, vinegars and mustard seed, and simmer for 30-minutes until the chutney is thick. Stir occasionally. 3. Pour the hot chutney directly into hot, sterilised jars and seal.

10

PROPERTY NEWS


Image for illustrative purposes only

LIFESTYLE MAGAZINE

11


INSPIRATIONAL BOOKS OF THE 21ST CENTURY Just twenty years in, the 21st Century has already gifted us with so many inspirational pieces of literary work worthy of comment. So we’ve picked f ive books, of different styles and genres, which embody this overarching theme.

THE KITE RUNNER

THE 4 HOUR WORK WEEK

KHALED HOSSEINI, 2003

This thriller, which became a New York Times Bestseller, focusses on the story of Amir, from childhood into adulthood, against the backdrop of Afghanistan’s political history. Centred around correcting the mistakes of his childhood, this story is based on the themes of guilt, bravery, and redemption, all against a dangerous, but all too real backdrop.

TIMOTHY FERRISS, 2007

This New York Times Best Seller self-help book tears up the traditional ‘retirement plan’, in favour of increasing income and controlling one’s own working hours. In the most recent edition, the author recounts his own drastic changes to his working week, whilst also providing case studies of families who have used this method as a framework for their lives.

PROUD

GARETH THOMAS, 2015

In 2009, Gareth Thomas, the Welsh Rugby star, came out as the sport’s first openly homosexual player. In this autobiography released a few years later, Thomas recounts the guilt created by keeping his sexuality a secret within the context of a culture dominated by masculinity, and the dangers that revealing his true self might pose to his career, and his personal life.

12

PROPERTY NEWS

THE BOY IN THE DRESS

DAVID WALLIAMS, 2008

This children’s book, which has since been made into a play by the Royal Shakespeare Company, aims to break down gender barriers at a young age. Telling the story of Dennis, who enjoys cross-dressing, this novel informs youngsters that a hobby, such as this, is acceptable, and nothing to be ashamed of.

WHY I’M NO LONGER TALKING TO WHITE PEOPLE ABOUT RACE RENI EDDO-LODGE, 2018

This novel, which sparked international conversation, was originally a blog, focussing on how those who discussed racism in Britain were led by those who racism did not affect. In this novel, Eddo-Lodge explores racism throughout history, right up to what it is like to be a person of colour today. Such has been the positive reception since release, this novel has been used as a core material during the Black Lives Matter movement.


STAMP DUTY HOLIDAY: WHAT IT MEANS FOR SELLERS AND BUYERS Chancellor Rishi Sunak announced a temporary holiday on stamp duty for property sales in England and Northern Ireland As part of the government’s plans to boost the economy, especially the property market, Sunak announced a temporary holiday on stamp duty until next March starting from the 8th of July. In reality, what the Chancellor has actually done is increase the stamp duty threshold to £500,000 for property sales in England Northern Ireland. This means anyone completing on a main residence under £500,000 from now until the 31st March 2021 will not pay any stamp duty, and anyone completing on a property over £500,000 will only be taxed on the amount above £500,000. A move which could save buyers as much as £15,000.

Stamp duty is a lump sum payment for anyone buying a property and is paid upon completion, so from now on, if you’ve exchanged, but not completed you will be eligible for the stamp duty holiday.

With more buyers out there, it is expected that more properties will come to the market. For example, Mr and Mrs X, who already own a home, will now have no stamp duty to pay for an onward purchase up to £500k. With the saving, they come to the market offering a property perfect to a first-time buyer who now has a larger deposit knowing they won’t have to pay stamp duty. Mr and Mrs X have the confidence that their property will get plenty of interest with more buyers out there looking to take advantage of the stamp duty holiday. First-time buyers, will now no longer have to figure stamp duty into their finances for a move, so will have more money to put towards a deposit, which may, in turn, increase their budget. First-time buyers who were just short of having a deposit may wake up this morning now ready to move.

What do you think about the news? Has it affected you? Let us know today…

This could be an average saving of £4,500 with just under nine out of 10 people buying a main residence this year paying no stamp duty at all

Y UT P D AY AM ID ST HOL

The Chancellor has suggested this could be an average saving of £4,500 with just under nine out of 10 people buying a main residence this year paying no stamp duty at all. Before the announcement, stamp duty was due on any property over £125,000, while first-time buyers didn’t pay stamp duty up to £300,000.

teetering, unsure of whether to make the jump due to financial reasons, will hopefully be tempted by the saving on offer, especially as, for now, it is only in place till the 31st March next year.

This is huge news for the property market affecting all sections. Buyers who were

LIFESTYLE MAGAZINE

13


LEARN SOMETHING NEW THIS AUTUMN If during the lockdown you’ve had second thoughts about your career, or you want to beef up your CV, why not look into online distance learning.

O

nline distance learning offers you the opportunity to get an Undergraduate or Postgraduate degree from the comfort of your own home. Allowing you to add something new to your CV and move closer to your dream career.

An Open Degree isn’t for everyone, however, the positives are there for all to see

Distance learning is offered by countless universities in the UK. The most popular is The Open University, who have helped over 2 million people to get a degree. They offer Undergraduate and Postgraduate degrees in a huge array of subjects including Arts and Humanities, Business and Management, Politics, Health Sciences, Education and many more. With over 120 undergraduate qualifications available, you will be able to find the right course for you and your career. And with 70% of Open University students working full time, you won’t be the only one struggling to manage your time. Luckily, The Open University has a handy Time Planner to check it’ll work for you.

The team at The Open University are fantastic and very helpful. If you have an idea where you want to get to in your career, their Careers and Employability service will guide you to the right course to get you there. Each course has a range of optional and compulsory modules which as a part-time student will be completed in a specific order over six years. However, if you are struggling for a year, you can defer. Each annual module is broken down into Teacher Marked Assignments (TMAs) and Examiner Marked Assignments (EMAs). TMAs are basically coursework assignments whereas EMAs are an exam based assignment done from your own home. Some degrees do have an actual exam where you will have to travel to a nearby Open University registered building to take your exam. At the start of each module, you will receive a study pack with study materials and your study guide. If you are proactive you can get ahead of the curve or you can follow the dates suggested to spread the module out over the term period. You will also have direct contact with a dedicated tutor, student forums and optional learning events to ensure you’re never alone. Once you finish your degree, if you choose, you can keep on studying and maybe even get a Masters in your subject. Having a degree on your CV will open doors that were previously closed during your career, however, you do need to check you have the right work/ life balance to complete the degree. ‘But I won’t get accepted for a student loan’ or ‘I can’t afford it,’ I hear you say… Well, actually, you can apply and will be eligible for Student Finance UK if you’re a UK national

14

PROPERTY NEWS


ORIGAMI

(or have settled status). If you’re currently working and are looking to study part-time you may be eligible too as long as the course intensity is 25% or more – which is around 18 hours a week. You will only start repaying your student loan when your income is over the threshold amount for your repayment plan. The threshold amounts change every April. The earliest you’ll start repaying your course is the April after you leave your course or the April 4 years after the course started.

With over 120 undergraduate qualifications available, you will be able to find the right course for you and your career

Registration for this year closes on the 10th September for courses starting in October, and you can order a prospectus online

Most students will only start paying once their income is over £511 per week before tax and deductions. Generally, once you are over the threshold you will pay back 9% of the total you are over the threshold. Your payments will be automatically taken out of your salary and you will be able to see the payments on your payslip. An Open Degree isn’t for everyone, it is a lot of hard work over a long period, however, the positives are there for all to see… If you can’t get a Student Finance loan you do have the option to pay upfront or in instalments. Notable alumni of the Open University include Lenny Henry, Mylene Klass, Talulah Riley and Meles Zenawi the 8th Prime Minister of Ethiopia.

LIFESTYLE MAGAZINE

15


Present your house for sale by de-cluttering... Maximise your home’s potential and create spacious rooms enticing potential buyers – simply by de-cluttering!

De-cluttering allows you to… maximise your space, emotionally prepare you to move, and will allow you to focus your buyers on what is important

I

f you are looking to sell your house, or have had your home on the market for a while now, then you probably want to get the maximum sale price in the quickest time. There are a few things you can’t control – but the one thing that is in your control, is the look and feel of the interior and exterior. While it’s worth spending time fixing and cleaning your house before potential buyers come and view, it’s also important to de-clutter. This creates spacious rooms and also allows you to decrease and organise your personal items before you move yourself. Of course it’s understandable that you don’t to want spend money, time and energy on a home you are about to leave, however, a lot of people are looking for a house in which they can move straight into. Maintaining your

property might even save you thousands of pounds; it could even reduce added expenses of living in your home whilst waiting for a sale. And it might even help avoid possible reductions in the asking price. The main reason in which people move house tends to be because they lack space in their current home. They want a home that is spacious and in which they can grow into. If a potential viewer comes to your home and sees that there is lack of space, then this will turn them away. De-cluttering allows you to remove any unnecessary items in an untidy or overcrowded place. It will help maximise your space, emotionally prepare you to move, and will allow you to focus your buyers on what is important.


So where should you start? You need to create a great first impression and focus on the rooms themselves. You will notice that the first things you see in each room are personal items. Where possible you want to create the look of a

them into things you want to keep and things you want to get rid of. You may even find that you have collected a cupboard full of paper work. Get yourself organised! Don’t just throw it all away, but file it and go through it thoroughly. This will also make it easier when you move.

De-personalising can also be a great way to declutter. Too many personal effects can be distracting to buyers. They want to see a house in which they can make their own memories rather than seeing yours. Again, personal items can be stored away. Remember

Where possible you want to create the look of a lifestyle that the potential buyers want lifestyle that the potential buyer want. This usually has a ‘show home’ feel, rather than a ‘lived in’ feel. Minimising your things is the quickest way to do this: you want to ensure that potential buyers can do simple things, like, open any doors easily, ensuring that there are no obstacles. So, what do we mean by clutter? There are two types: genuine clutter, and items that you want to keep but don’t work for the sale of your property. Genuine Clutter: You need to go through the space and sort out each item, categorising

You also want to focus on little things like DVDs, books and trinkets. These items may have some small value so sell them or donate them to charity. Get rid of any old shoes and coats that are lying about in your porch or hallway. You might want to hide away the coats and shoes you do currently wear. Store them in your wardrobe, while you have viewings. Items that you want to keep but don’t work for the sale of your property: You may want to consider putting some items in storage while you sell your home. Sometimes items are too large or even too small for some spaces and can make the room look odd. If you want to keep these particular items, then store them until you move into your new home.

that this is only a temporary way of living and hopefully it won’t be for long! If you find you are keeping more things than you are throwing out, then think about whether or not it’s in the right room or do you even need it now? As previously mentioned, you can attempt to sell some of the things you have acquired over the years. Use sites like eBay, Gumtree and social networking sites to try and sell items. You may want to even hold a house sale for the remaining items that you can’t sell. Failing that, why not donate to charity. The end goal is still the same and it’s important to help potential buyers envision your house as theirs. So remember, decluttering will make your home more spacious and entice potential buyers!

Top Tips! If you are throwing away paperwork, shred anything that is confidential

De-clutter before agents come and take photos of your property. This will help attract more potential viewers online and get that first good impression

Don’t spend too long on certain items and don’t get distracted. Keep yourself motivated and race against the clock!

Make it fun! Play some music or watch TV while you de-clutter


Your step-by-step guide to the conveyancing process

O

nce a sale has been agreed and is in the hands of your solicitor, it will go through the following stages. Sometimes additional work will be needed – for example, if the property is leasehold or is yet to be registered with the Land Registry. It is also important for buyers to discuss the availability of their deposit with their solicitor early in the transaction, and we strongly recommend that you contact your solicitor regularly so that they can keep you fully up-to-date with the progress and the latest timescales.

Seller’s solicitor’s steps • Obtain a copy of the Title Deeds (or office copies if the title is registered) • Obtain a copy of the Energy Performance Certificate (EPC) (if applicable) • The seller(s) will return a completed Property Information Form and a Fixtures, Fittings and Contents Form to the solicitors • Copies of the above documents, plus a draft contract – this is known as an ‘Information Pack’ – will be sent to the buyer’s solicitor • Answer the buyer’s solicitor’s additional enquiries (for example, specific questions about fixtures and fittings) and obtain copies of any planning consent documents • Agree the contract and arrange for the sellers to sign it in readiness of the exchange (below) • All parties agree completion dates and the contracts are exchanged

Between exchange and completion • Obtain redemption figures from the mortgage lender and reply to requisitions on title • Approve the transfer and arrange for the seller(s) and buyer(s) to sign • Receive the agent’s fee account and seek the seller’s consent to settle this out of completion funds

Completion date This is the date the ownership of the property passes from the seller to the buyer, and it follows the successful transfer of funds. It’s the date that the whole process works towards.

Upon completion • Receive completion funds and (only when this has been completed) instruct Lisa Costa to release the keys to buyers. Redeem mortgage and forward the financial statement. Forward any surplus funds (unless these are being used to fund an onward purchase). Ensure all outstanding bills are paid • Forward transfer documents and deeds to the buyer’s solicitors • Forward evidence of ‘discharge of mortgage’ to the buyer’s solicitors


Buyer’s solicitor’s steps • Obtain the Information Pack, including a copy of the EPC (if applicable) from the sellers’ solicitor and raise any additional queries • Initiate any specialist searches (for example: a coal search). Submit local, environmental and water searches and a chancel check. This takes about 10 working days in total, and enquiries are then usually raised from the results • Approve the contract when all enquiries are satisfactory and complete. (At this stage, a mortgage transfer deed will need to be signed and witnessed) • Receive a mortgage offer and instructions from the lender and deal with any conditions set out by them. Make sure that life cover and buildings insurance is being arranged • Request the deposit, report back to the buyer, and arrange for the contract to be signed. Place buildings insurance and life cover in force • All parties agree completion dates and the contracts are exchanged

Between exchange and completion • Raise ‘requisitions on title’ and prepare the draft transfer deed • Report on title to mortgage lender and obtain funds for completion, including Stamp Duty (if appropriate) • Prepare accounts, obtain signature to mortgage deed and undertake final Land Registry and Land Charges searches

Completion date This is the date the ownership of the property passes from the seller to the buyer, and it follows the successful transfer of funds. It’s the date that the whole process works towards.

Upon Completion • Forward to the seller’s solicitors the balance of funds − it is only then that they can authorise the release of the keys. Receive from the seller’s solicitors, the transfer document deeds • Stamp the Transfer Deed, register the buyer’s ownership with the Land Registry and forward the deeds to the lender or client (where appropriate)

Contract - The agreement that sets out the main terms that have been agreed − for example: price, address, names, etc. Two copies are drawn up, and each party signs one in readiness for the exchange of contracts. Deposit - The part of the purchase price (usually 10%) which the buyer pays on exchange of contracts. Exchange of contracts - The swapping of signed contracts by the solicitors (together with the buyer’s deposit). After this, the contract is binding. Energy Performance Certificate - This contains information on energy use, energy performance, carbon dioxide emissions, and fuel bills. Land Registry - The Government department that records who owns what land, and under what conditions. Local Authority Search - A list of questions that are specific to the property and intended, for example, to discover if there have been any planning applications on the property, if the road to the house is maintained by the council, etc. Mortgage Redemption Figure - The amount required to repay the outstanding capital/ interest of a mortgage. Property information form/fixtures, fittings and contents form - Standard forms about the property that the seller answers for their solicitor (for example: what will be left behind, details of guarantees, etc.) Title Deeds - Legal documents that prove ownership of land/ buildings, and the terms on which they are owned. Transfer of Title - The document that passes the ownership from the seller to the buyer. Stamp Duty for buy to let investors and second home owners - An additional tax, paid by the buyer purchasing an additional property that is not their main residence. It includes buy to let landlords and those buying second homes and holiday homes. The higher rates will be 3 percentage points above the current rates of duty shown below. Requisition on title - An enquiry relating to the completion arrangements. Seller’s Pack - This comprises a Property Information Form, a Fixtures, Fittings and Contents Form, a copy of the title deeds and the draft contract. Stamp Duty - A tax paid by the buyer purchasing their main residence. It is calculated on the percentage rate applicable to each portion of the sale price. • 0% Up to £125,000 • 0% Up to £300,000 if purchased by a First Time Buyer* • 2% On the share from £125,001 up to £250,000 • 5% On the share from £250,001 up to £925,000 • 10% On the share from £925,001 up to £1,500,000 • 12% On the share £1,500,001 and over NB The new 3% rate does not apply to any transactions below £40,000


Moving house? From meter readings to removal companies, there’s so much to remember when moving house. Here’s our checklist of what to do and when

F

irst of all, congratulations on your new home! The excitement has probably now kicked in but moving home can also be one of the most stressful and emotionally draining things you can do. However, careful organisation and planning can help decrease the stress and anxiety of moving. This comprehensive and essential checklist will help you do just that.

Eight weeks – Research Ideally, you want to start packing away any non-essential items as early as possible. This includes any items stored away in the loft, garage and shed. If you are not using it, pack it. Looking into your new area is also important, try to do this around eight weeks before you move. You might need to think about transferring your children to different schools and ordering new uniforms too. At this point, ensure you are also documenting all your important information away: that includes contact details, dates, contracts and information regarding your solicitor.

Six weeks – Removal companies or do it yourself? Now would be the perfect time to decide on a local removal company. Or if you don’t have too much to move, you may want to do it yourself. You could even look into different van hire companies. At this point you’ve probably started packing away some bits, but if there is anything you decide not to take, then look into selling these items or donating them to charity. This will also give you an idea on the volume of items you have to move.

Four weeks – Notify utility companies This would be a good time for you to notify utility companies and inform them about your move to switch over. This includes gas and electricity, council tax, internet, phone rental and TV. You should also consider changing any car insurance, tax, memberships, phone contracts and inform your bank about the move. Now’s the time to also arrange a date to have your new house cleaned before you move

The buyers of our homes receive their very own property website to share via


Checklist Eight weeks Pack non-essential items Research your new area (transfer schools and order new uniform) Keep all important documents

Six weeks Decide on a local removal company Clear out any unwanted items Keep packing

Four weeks

It will be worth packing a night bag each to help everyone settle in, which means you won’t have to rummage through everything to find your toothbrush! in, and start ordering any new furnishings for your new property. Start packing away more items, that being, out of season clothes, books, dvd’s and even bulky items, like TV’s that aren’t used often.

Two weeks – Confirm all details Confirm your move with your removal company or van hire, estate agents and schools. If possible, try to organise someone to look after your pets and children for the day of your move, as this can also be a stressful time for them too. If your removal company doesn’t disassemble any furniture or sort out the un-plumbing for the washing machine, then now would be the ideal time to organise these. Remember to also cancel any local services you receive: this could be window cleaners, gardeners and newspaper deliveries. You should now also think about re-registering to vote and getting your post re-directed after your moving date. Continue packing away more furnishings, kitchen appliances and crockery that you won’t be using for the next couple of weeks.

24 hours – Final check and walk round You now have only 24 hours before you move, so double check that everything is packed away and ready for transit. It will be worth packing a night bag each to help everyone settle in, which means you won’t have to rummage through everything to find your toothbrush! You may want to create an inventory of your boxes and

furniture to help you keep track of what you have and to help you ensure it doesn’t go missing.

Moving day Today is the day! You need to be ready for when your removal company comes. Ensure that you let them know if there are any fragile boxes that need extra care when handling. If you’re moving yourself, then pack up your car or van and work out how many trips it may take. Before you leave, also take note of your final meter readings and send these off to your provider. Don’t forget to leave your keys for the new owners!

You have arrived at your new home! Give your removal company instructions of which boxes go in which rooms and make sure you are happy with everything that has arrived. Ensure you check for any damage before the movers leave. Read your new utility meters and send your readings of to your supplier. Taking photos of them will also ensure you have the correct reading if you need them again in the future. Unpack your essentials such as bed linen and clean towels. Don’t worry about the rest, it isn’t going anywhere! Order a takeaway, have a cup of tea and enjoy your first night with your family. Right, so now you’re all moved in, it’s time to settle down, unpack and enjoy your new place. Remember, planning is essential to ensure your move runs stress free.

social media with its address and personal message!

Notify utility companies Start preparation for your new house Keep packing

Two weeks Finalise all details Organise pet and child care Cancel local services Keep packing

24 hours Check every room and ensure everything is packed Pack a night bag so everything is to hand Collect your new keys Make sure your phone is fully charged so you can get in touch with the estate agents or removal company

Moving in Prepare for the arrival of the removal company and give them directions/ your contact details Ensure everything is ready to move Record meter readings

On arrival Give removal company instructions of what goes where Check for any damage before they leave Read your new utility meters and send them off to your supplier Check if the previous owners have left anything behind Unpack essentials Order a takeaway and sit back and relax!

Page 7


Our Lettings Team Lisa Costa is one of Thornbury’s most well known and respected local agents. Our property team has valuable experience in all sectors of the residential property market, and we pride ourselves on knowing the area and its people like no other agent. We offer tailor-made solutions to make letting and management of residential property as easy as possible. Our experienced team specialises in providing a professional and personal service, offering information, help and advice to meet the needs of all landlords. Our aim is simple: to provide the best possible service, assist you from start to finish and communicate regularly throughout the whole process – whatever your property matter.

Conscientious, loyal + stubborn How long have you lived in the area? 17 years What do you love most about your job? Helping people find their first home Tell us something unique about you. I taught myself how to play the guitar What makes you happy? Food, food and food What’s the best advice you’ve been given? Treat others how you want to be treated

RE £ CE 75 N 0 TL pc Y m LE T

RE £ CE 99 N 5 TL pc Y m LE T

Come visit our offices and have a chat with Sophie and Jemma to see how we can tailor our services to suit your needs.

SOPHIE COSTA

JEMMA MORTIMER Strong willed, loyal + hardworking

How long have you lived in the area? All my life What do you love most about your job? That no day is the same! Tell us something unique about you. I used to swim competitively What makes you happy? My family, food and the sunshine What’s the best advice you have been given? My dad always told me ‘do as I say not as I do!

lettings@lisacosta.co.uk


Charges and Fees Fully Managed 12% + VAT of the monthly rental Setup fee of £300 incl VAT

Rent Collection 8% + VAT of the monthly rental Setup fee of £300 incl VAT

Tenant Find Only 70% of the monthly rent incl VAT Subject to min fee £420 incl VAT

Rental Appraisal

3

3

3

Marketing property & viewings

3

3

3

Full tenant referencing

3

3

3

Preoparation of the tenancy agreement

3

3

3

Collection of the first month’s rent and deposit and transfer into your account after any deductions

3

3

3

Monthly transfer of rental to nominated acount

3

3

3

Liaising with tenants if there are any late rental payments

3

3

Quarterly property visits

3

Point of contact for tenants regarding maintenance issues

3

Dealing with maintenance issues

3

Carrying out a termination check and providing a full report

£80 incl VAT

Arranging & preparing a memorandum for increae rent

£50 incl VAT

Negotiating extensions of tenancy agreement

£65 incl VAT

Arranging & preparing a memorandum for adding/deducting tenants

£50 incl VAT

Prearation & serving a section 21 notice

£60 incl VAT

£60 incl VAT

Preparation and serving a Section 8 notice

£60 incl VAT

£60 incl VAT

Inventory preparation

To be quoted

To be quoted

To be quoted

Energy Performance Certificate

£90 incl VAT

£90 incl VAT

£90 incl VAT

Propection of the deposit with the DPS

£25 incl VAT

£25 incl VAT

£25 incl VAT

Gas Certificate

£78 incl VAT

£78 incl VAT

£78 incl VAT

lisacosta.co.uk


01454 279734

Call us today for a free market appraisal

ÂŁ299,950

SO ST LD C

Thornbury

Are you are looking for a property that boasts ample parking plus a generous rear garden - then look no further as this may be just the one for you! This super home is perfect for growing families and first time buyers alike, it makes you feel warm and welcome from the minute you step through the door. The accommodation briefly comprises entrance hall, cosy lounge with feature bay window, kitchen/breakfast room offering a neat kitchen area with a range of fitted wall and base units and some integrated appliances.

Falfield

ÂŁ295,000

This great semi detached family home situated in Falfield comes to the market chain free and ready to move in and start enjoying from day one. Entrance into a practical porch which opens to the entrance hall, with stairs to the first floor and storage under. The sitting room boasts a wood burner which helps create a cosy feel. Through to the dining room, featuring patio doors which allows ample natural light and opening out to the patio.

sales@lisacosta.co.uk


Thornbury

£330,000

Boasting the Castle side of Thornbury and a leisurely stroll to the castle, church , Ofsted outstanding St Mary’s CE VA Primary School and the High Street, this ‘little gem’ will prove popular with any discerning buyer. Seldom available and always popular, this mews style property really is finished to a high standard - Its ready for the lucky new owner to move in and start enjoying from day one!

Littleton-Upon-Severn

£595,000

Searching for a project in wonderful village setting? Well look no further,’ Old Splott’ may well be just what you are looking for? Set in the heart of this popular village and set back from the main thoroughfare, this detached property is waiting for you! Bursting with character, the property currently offers an entrance porch, study, kitchen/dining room and sitting room with an open fire- Cosy thoughts on winters nights.

lisacosta.co.uk


01454 279734

Call us today for a free market appraisal

Tytherington

ÂŁ500,000

Tucked away in a little known and quiet backwater, with just a cluster of houses surrounding a communal green this well cared for home really has got my heart racing. Boasting amazing elevated views across rural farmland, its a really special semi detached property, worth adding to the top of your viewing list.

Thornbury

ÂŁ349,950

Having only been lived in by one family from new, we are very pleased to welcome to the market this super semi detached home. Located on St.Davids Road, close to good schools & just a short stroll away from Thornbury High Street plus all the amenities on Oakleaze Road, this is an exciting opportunity for a growing family looking to put their own mark on a property.

sales@lisacosta.co.uk


Thornbury

£285,000

This great family home is situated in a popular spot, overlooking pedestrian walkways and communal green areas. Arranged over two floors, an entrance porch has been added to this semi detached home as access to the property is easy either side. An entrance hall with stairs to the first floor and access to the sitting room. The addition of a woodburner in the sitting room creates a cosy place to relax at the end of the day.

Yate

£225,000

***Attention First Time Buyers & Investor Buyers*** This neat terraced home really is worth adding to the top of your viewing list. In the popular and established ‘Brimsham Park’ area of Yate, offered to the market ‘chain free’ gives just a few reasons to book your viewing as soon as possible. With tip top presentation and ready to move into and enjoy from day one. The property offers two bedrooms, lounge/dining room, kitchen and bathroom.

lisacosta.co.uk


01454 279734

Call us today for a free market appraisal

Almondsbury

ÂŁ315,000

Situated on the ever so popular Hortham Village development, we are delighted to welcome to the market this tidy three bedroom townhouse built by Bryant builders. The property has been neatly kept by the present owners and offers versatile living accommodation over three floors. The ground comprises entrance hall, kitchen with a range of fitted wall and base units, separate dining room which could be used as a study or playroom if desired and a cosy siting room with double doors leading you into the rear garden.

Almondsbury

ÂŁ255,000

Nestled in the heart of one of South Gloucestershire’s most popular villages, we are pleased to welcome to the market this two bedroom ground floor apartment. Belgrave Buildings is a unique period building located a short stroll to a fantastic pub, community store & dentist, with country walks on your doorstep.

sales@lisacosta.co.uk


Thornbury�Musical�Theatre�Group�Presents

SUPPORTING OUR LOCAL COMMUNITY

By Richard Prior

20TH - 23RD of February 2019 Armstrong Hall, Thornbury

“Our club is currently thriving and that is due to Lisa Costa’s support” JAKE, OLVESTON FOOTBALL CLUB

Book�online�at�www.tmtg.org.uk Shows at 7:30pm daily. Matinee at 2:30pm on Fri & Sat Armstrong Hall, Chapel St, Thornbury, Bristol BS35 2BJ Box Office: Lisa Costa Residential Sales & Lettings 53 High St, Thornbury. Phone 07516 270140 Box office opens on 14th of January Thornbury Musical Theatre Group Ltd. is a registered charity (1124233)

“What I love about Lisa Costa as a business is that it’s very family orientated” SARAH, CASTLE & MARLWOOD SCHOOL

OFFICIAL SUPPORTERS OF: Thornbury Carnival | Friends of Thornbury Carnival | Thornbury Town Football Club | Thornbury Arts Festival | Olveston & District Bowling Club | The Parish Players Theatre Group | Thornbury Musical Theatre Group | Olveston United Football Club | Thornbury Rugby Football Club | Castle School & Marlwood School (PREMIUM PARTNERSHIP) | Tytherington Rocks Football Club | Thornbury In Bloom

lisacosta.co.uk | lisacosta.tv


01454 279734

Call us today for a free market appraisal

Thornbury

ÂŁ235,000

This super home has been extended and offers good sized accommodation in a popular cul de sac in Thornbury. Entrance is into a practical porch with stairs to the first floor. The sitting room opens into an extended kitchen/dining room/ family room. This open plan room really has proved a favourite with buyers, with a kitchen area offering a range of wall and base units, ample storage, worktops and some integrated appliances.

Almondsbury

ÂŁ300,000

What a super family home! The property has been extended by the current owners and is now very appealing for any buyers that are looking to be within the prime responsibility area for well regarded junior and senior schools. Arranged over two floors, the entrance is into a practical porch which is great for shoes, coats and general storage.

sales@lisacosta.co.uk


Tytherington

ÂŁ795,000

Do not miss the opportunity to secure this brand new executive style home situated in one of our favourite villages, set in a gated community of just a handful of individually designed homes. Tytherington is an extremely desirable village with a very friendly community and includes the popular local store and post office, traditional public house, many picturesque walks around the surrounding countryside and bridle paths, a range of highly regarded schools from junior, comprehensive and private.

Hill

ÂŁ595,000

Bluebell Barn ... (the name alone is enough to get your heart racing!) . Nestled amongst a handful of character homes and Midway between Thornbury and Berkeley. The parish of Hill stretches from the banks of the River Severn up to the edge of the Cotswolds. This peaceful hamlet in rural England enjoys all the benefits of a tucked away setting, with the benefits of being just 5 miles from the M5 motorway and all the sought after links to the South West, Thornbury and Berkeley.

lisacosta.co.uk


01454 279734

Call us today for a free market appraisal

£235,000

SO ST LD C

Thornbury

Situated in a quiet cul-de-sac location close to local shops and amenities and offered with NO ONWARD CHAIN, we welcome to the market this super terraced home. Having been lovingly updated recently by the present owners including new carpets, this is a perfect opportunity for first time buyers, investors and anyone looking to downsize.

Thornbury

£185,000

This well cared for bungalow is situated on the popular Davis Court development and is strictly for over 55’s. Located a stones throw from Thornbury Health Centre and local amenities. This tidy bungalow briefly comprises entrance porch with storage, lounge/diner with a nice aspect to enjoy ‘watching the world go by’, a refitted kitchen with a range of wall and base units and space for appliances, plus access out to the rear communal garden.

sales@lisacosta.co.uk


ÂŁ295,000

SO ST LD C

Thornbury

Always popular in this location, this chain free home is eagerly awaiting its new owners. With a single storey extention to the rear, the house on the ground floor now offers entrace, lounge/dining room and a garden room overlooking the garden. A neat kitchen with the added benefit of a rear lobby giving access to the downstairs cloakroom/wc.

Tockington

ÂŁ750,000

Home Farm sits comfortably in 0.97 of an acre of mature green gardens, set back from the road and approached by a sweeping driveway that leads to an abundance of parking in front of the double garage. This character period home has been carefully renovated by the current owners, starting life as a pair of humble semi detached cottages, now combined to create a sizable property that would suit any growing family.

lisacosta.co.uk


EXCLUSIVELY AT

Giving you peace of mind every time Our innovative approach to marketing, together with our unrivalled customer care, makes us the right choice to market your property and guide you through your move

Whether you’re looking to sell or put your property up for rental, when you choose to market your property with Lisa Costa, you can be confident that we’ll ensure that everything goes smoothly.

Selling your property A leading independent agent covering all of Thornbury, the name Lisa Costa is synonymous with trust, excellence and integrity. With decades of experience, specialising in all aspects of residential property, our friendly, enthusiastic and professional service ensures that our clients continually return to sell and buy through us. We also recognise the importance of marketing, so your property will be advertised on the major online property portals, our website and social media sites, as well as traditional placement in our window display. Exclusively to us in our area, your property will receive its very own FREE microsite showcasing a property video, OFSTED reports, and a property brochure. Sharing

your personalised website across the social networks widens the audience for your property, to find the right buyer and increasing the chances of a quicker sale. Our qualified database of home buyers will be notified of your property coming to market on their dedicated search websites where they can book viewings and offer feedback. Quite simply we endeavour to sell your home for the best price, in the shortest possible time, providing you an outstanding service, with a personal and friendly approach.

Letting your property When it comes to letting, as Lisa Costa are members of certified accreditations, you can have peace of mind that your property is in safe hands as we ensure you are fully compliant with your landlord duties. We offer a comprehensive range of services for you to choose from including areas such as Tenant Introduction, Rent Collection, Gas Safety Checks, in-depth Inventory reports, Deposit registration, insurance-based Rent Guarantee and Legal cover policies. As with selling, when you choose to let through us, your property will be advertised

sales@lisacosta.co.uk

on the major online property portals, our website and social media sites, as well as traditional placement in our prominent window display.


The power of social media Your property will also receive its very own FREE property website showcasing a property video, OFSTED reports, and property brochures; something that we are proud to say is exclusive to Lisa Costa in our area. In addition, our qualified database of tenants and buyers will also be notified of your property coming to market on their dedicated search websites where they can book viewings and offer feedback. We will make sure the the highest of standards are met to find the right tenant and buyer for you. By sharing your personalised websites with family and friends across the social networks you will be widening the audience to find the right buyer or tenant for your property, increasing the chances of a quicker sale or rental.

When you choose to market your property with Lisa Costa, you can be confident that we’ll ensure that everything goes smoothly

Video microsite on our website

Rightmove featured property advertising* Feature in our monthly magazine

Comparables of houses SOLD and price guides

1.

ACTIVATE

Print marketing: Property brochure, photography, floorplans and newspapers

2.

RECEIVE YOUR VERY OWN

EXCLUSIVE

COMMON MARKETING

PERSONALISED

SHARE

PROPERTY WEBSITE

Tech gimic (Drones, 360 tours) SOLD

3.

SELL

Want to find out more about our range of exclusive services?

Portals and websites

Then please feel free to pop in or give us a call and we’ll be more than happy to help. We look forward to hearing from you soon.

Feature on our Facebook, Twitter and Google+

Property video

lisacosta.co.uk

All our applicants receive your property on their own search for a home website


Meet the Team

Lisa Costa Residential Sales & Lettings is a friendly and independently run family business with over 20 years’ experience in the property market covering Thornbury, the villages of South Gloucestershire, Clifton in Bristol and Portishead. We are proud to offer a fresh, energetic and passionate approach to selling property. Here’s your chance to learn more about the team!

LISA COSTA

Tall, tenacious + creative How long have you lived in the area? 17 years What do you love most about your job? Working with people I love Tell us something unique about you. I was a croupier in a previous life What makes you happy? My woodburner, garden and my dogs What’s the best advice you’ve been given? Honesty is the best policy

EMILY COSTA

Sassy, smiley + exuberant How long have you lived in the area? 17 years What do you love most about your job? It’s something different every day Tell us something unique about you. I can touch my nose with my tongue What makes you happy? Wine, Harry Potter + burgers What’s the best advice you’ve been given? Never leave the house without your make-up on

SOPHIE COSTA

Conscientious, loyal + stubborn

HOLLY HODGSON

How long have you lived in the area? 17 years What do you love most about your job? Helping people find their first home Tell us something unique about you. I taught myself how to play the guitar What makes you happy? Food, food and food What’s the best advice you’ve been given? Treat others how you want to be treated

Daydreamer, funny + positive

How long have you lived in the area? All my life What do you love most about your job? Meeting new people every day Tell us something unique about you? I have an Everton FC season ticket What makes you happy? My husband, my family and prosecco What’s the best advice you have been given? Everything happens for a reason

sales@lisacosta.co.uk


CAROLYNE KNIBBS Positive, determined + nurturing

How long have you lived in the area? Last 30 years. What do you love most about your job? Every day is different and I work with a great, supportive team. Tell us something unique about you? I trained as a classical ballet dancer. What makes you happy? Family and friends, prosecco and dancing. What’s the best advice you’ve been given? Look after number 1 – everything else falls into place when you’re happy.

LISA PEARCE

Positive, smiley + motivated How long have you lived in the area? All my life What do you love most about your job? I love the excitement of helping people purchase their first home Tell us something unique about you. I danced on stage at the hippodrome What makes you happy? My children, food and prosecco What’s the best advice you’ve been given? A negative mind will never give you a positive life!

EMMA THORNELL Loyal, Laid-back + competitive

How long have you lived in the area? All my life What do you love most about your job? No 2 days are ever the same Tell us something unique about you. I’m a keen athletic fan and competed for my school in the sprinting events. What makes you happy? My 3 boys, Clothes, New York What’s the best advice you have been given? Live each day as if it’s your last!

JEMMA MORTIMER Strong willed, loyal + hardworking

How long have you lived in the area? All my life What do you love most about your job? That no day is the same! Tell us something unique about you. I used to swim competitively What makes you happy? My family, food and the sunshine What’s the best advice you have been given? My dad always told me ‘do as I say not as I do!

lisacosta.co.uk | lisacosta.tv


THE EXPERTS IN SELLING OR LETTING YOUR HOME BUT DON’T TAKE OUR WORD FOR IT, READ WHAT OUR CUSTOMERS SAY...

“There’s only one person we would go to and that’s Lisa Costa.”

MIKE, seller

I think the level of service we received from Lisa Costa was second to none! We were very impressed with the level of expertise. She was always there on the end of the phone or if you went into the office, she always available to answer any queries as were her girls. She knows the area, she knows the properties and she does tend to price the properties realistically. Not like some of the agencies that go way over the top and then hang around for months and months. Lisa prices to sell! There’s only one person we would go to and that’s Lisa Costa.

“helpful”

“personal service” They give you the personal service, the personal touch which gives you the confidence to go through with the buying and selling process.

SUE, buyer

“supported”

“very knowledgeable”

We believe Lisa Costa differs from other estate agents and lettings agents particularly in their approach to things. They are confident, they are friendly and they are extremely helpful. We found the whole team at Lisa Costa very knowledgeable and very cooperative. It felt absolutely natural for us to go straight back to Lisa Costa and ask them to manage the second property for us and to date that has been very, very sucessful. We wanted simplicity and no other problems and our experience as such has been first class.

sales@lisacosta.co.uk

GRAHAM, landlord


JILL, seller/landlady

We liked Lisa’s - not only her positive approach - but her engagement with the whole process. My husband and I would be very happy to recommend Lisa Costa agency to anybody we knew that was trying to sell their property. We’d tell them about the extra side of the service as many agents can give a good basic service but to feel really supported through the whole process, it’s a very good idea to come to Lisa Costa.

“Lisa Costa differs from other estate agents and lettings agents particularly in their approach to things”

“friendly”

When we came to sell our property, we were so sure Lisa was the right person to do this. We felt she was very realistic and very helpful.

GOLD SERVICE AS STANDARD... ...thanks to our innovative marketing approach

SYLVIE, seller

“confidence”

“second to none” lisacosta.co.uk | lisacosta.tv

GET YOUR FREE PROPERTY WEBSITE TO SHARE WITH FAMILY AND FRIENDS TODAY


BY YOUR SIDE

when it matters most

Whatever your needs, when it comes to moving we promise to be on hand to guide you through your property journey. Talk to us now about how we can help.

Share in our success of selling homes

01454 279734

Spending time with loved ones. Creating special memories. Or just cosying up by the fire. It’s the little things that matter. And when it comes to marketing your property, we promise to concentrate on even the little things that help make a big difference to your move.

www.lisacosta.co.uk www.lisacosta.tv


Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.