Recommended
Recommended
More Related Content
What's hot
What's hot (20)
Viewers also liked
Viewers also liked (20)
Similar to CLPI Investor Presentation
Similar to CLPI Investor Presentation (20)
More from RedChip Companies, Inc.
More from RedChip Companies, Inc. (20)
Recently uploaded
Recently uploaded (20)
CLPI Investor Presentation
- 1. Presentation for OTC: CLPI Monday, 17th October, 2016 Monday, 17th October, 2016 HTTP://INVESTORS.MONEY-ON-MOBILE.COM 1
- 2. REQUIRED STATEMENT ABOUT FORECASTS MoneyOnMobile’s models and projections are based on certain key assumptions, including but not limited to the following: ◦ Availability of adequate and appropriately priced financing to continue in business ◦ Availability of acquisitions which can be completed ◦ Continued performance of key staff ◦ Continued favorable business conditions and economic climate. ◦ MoneyOnMobile Forecasts are the representation of MoneyOnMobile Management. Certain of the statements contained herein may be statements of future expectations and other forward-looking statements that are based on management‘s current views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements. In addition to statements which are forward-looking by reason of context, the words “may,”“will,”“should,”“expects,”“plans,”“intends,”“anticipates,”“believes,” “estimates,” “predicts,” “potential,” or “continue” and similar expressions identify forward-looking statements. Actual results, performance or events may differ materially from those in such statements due to, without limitation, (i) our ability to acquire retail credit card processing residual streams (“residuals”), (ii) our ability to raise capital to fund our acquisitions, (iii) our ability to successfully integrate multiple residuals acquisitions, (iv) changing levels of competition, (v) changes in laws and regulations, including government regulation of the credit card processing industry and other related financial institutions, and (vi) general competitive factors. This business plan is for confidential information purposes only and is not a solicitation for investment. THIS DOCUMENT DOES NOT CONSTITUTE AN OFFER TO SELL OR THE SOLICITATION OF AN OFFER TO BUY ANY SECURITIES. ANY OFFER OF SECURITIES OF THE COMPANY SHALL BE MADE ONLY TO QUALIFIED INVESTORS IN ACCORDANCE WITH APPLICABLE SECURITIES LAWS. THE SECURITIES LAWS PROHIBIT ANY PERSON WHO HAS MATERIAL NON-PUBLIC INFORMATION ABOUT A COMPANY FROM PURCHASING OR SELLING, DIRECTLY OR INDIRECTLY, SECURITIES OF SUCH COMPANY. Monday, 17th October, 2016 2HTTP://INVESTORS.MONEY-ON-MOBILE.COM
- 3. MOBILE PAYMENT NETWORK Cash Digital Money Monday, 17th October, 2016 3 HTTP://INVESTORS.MONEY-ON-MOBILE.COM
- 4. INDIA Population: 1.3 billion people1 (4x the United States1) Unbanked: 607 million people2 (Only 15% of adults report using an account for payments5) Credit Cards: 20 million (0.02 per adult)3 (vs 2.5 the United Kingdom6) Cash: 98%+ Of Transactions4 (47% in the US are Cash/Check) Monday, 17th October, 2016 4 Sources: 1: Word Banks 2: Word Banks’ Global Financial Inclusion Database 2: Reserve Bank of India 4: McKinsey; BIS, Friedrich Schneider papers 5: Indian Ministry of Finance’s website for the Pradhan Mantri Jan Dhan Yojana scheme 6: : RBI, World Bank, Index Mundi , EU HTTP://INVESTORS.MONEY-ON-MOBILE.COM
- 5. LARGEST IN INDIA #1 IN INDIA #2 WORLDWIDE 5Monday, 17th October, 2016 HTTP://INVESTORS.MONEY-ON-MOBILE.COM Based on findings from GSMA 2015 Global Adoption Survey and data from GSMA Mobile Money Intelligence
- 6. CURRENT METHOD OF PAYING BILLS Monday, 17th October, 2016 6HTTP://INVESTORS.MONEY-ON-MOBILE.COM
- 7. MoneyOnMobile AGENT Monday, 17th October, 2016 7HTTP://INVESTORS.MONEY-ON-MOBILE.COM
- 8. FINANCIAL TRANSACTIONS SUPPORTED 8Monday, 17th October, 2016 Domestic Remittance (P2P) Television Travel Tickets Metro Card Recharge eCommerce Utility Payments Mobile AirtimeCash Collection Insurance* Cash Out* * In Trials HTTP://INVESTORS.MONEY-ON-MOBILE.COM
- 9. MAKING DUMB PHONES SMART Monday, 17th October, 2016 HTTP://INVESTORS.MONEY-ON-MOBILE.COM 9
- 10. MOBILE PAYMENT NETWORK Digital Money 310,676 Retail Stores Enabled On MoneyOnMobile Payment Network Earns Revenue from MoneyOnMobile for Assisting Consumers with Financial Transactions 173 Million Mobile Phone Users Served to Date Saves Consumers Time and Money Cash $754 Million USD Processed Volume Over the Trailing Twelve Months Data through March 31, 2016 Monday, 17th October, 2016 10 HTTP://INVESTORS.MONEY-ON-MOBILE.COM
- 11. THE SERVICE IN ACTION Monday, 17th October, 2016 11 Agent Performing Transaction SMS Based Transaction HTTP://INVESTORS.MONEY-ON-MOBILE.COM
- 12. TRANSACTION FLOW Monday, 17th October, 2016 12 Instructions Cash Instruction s Confirmation SMS Message as Receipt Consumer Agent Confirmation Service Provider HTTP://INVESTORS.MONEY-ON-MOBILE.COM
- 13. Over 300,000 Agents in over 600 Cities REVENUE FLOW Monday, 17th October, 2016 13 Agent Service Provider HTTP://INVESTORS.MONEY-ON-MOBILE.COM
- 14. $8 BILLION ANNUAL MARKET Segment Volume Projections Revenue Potential Domestic Remittance $30 bn $0.10 bn Bill Payment $115 bn $0.01 bn Prepaid Mobile $38 bn $0.38 bn eCommerce (2020 est) $300 bn $6.00 bn Digital Television $ 5 bn $0.05 bn Travel $ 6 bn $0.06 bn B2B (estimate of MoM addressable) $300 bn $1.80 bn Total $794 bn $8.41 bn Monday, 17th October, 2016 HTTP://INVESTORS.MONEY-ON-MOBILE.COM 14 Sources: RBI, CGAP, Gates Foundation, GSMA, PWC, Media Partners Asia, McKinsey
- 15. 851m 200m COMPETITION Monday, 17th October, 2016 15 Unbanked Banked HTTP://INVESTORS.MONEY-ON-MOBILE.COM
- 16. Vendor Users (million) Monthly PV (million) Store Count Primary Focus Comments 170 $93.94 c. 315,000 Unbanked Unbanked Consumer Focus At Scale 120 $113.64 c. 80,000 Banked Banked Consumer Focused30 $9.09 c. 100,000 Banked 20 $68.18 c. 150,000 Banked 14 $1.40 c. 25,000 Unbanked Subscale8 $56.00 c. 60,000 Unbanked n.a. n.a. C 60,000 Unbanked LOCAL MARKET PEER COMPARISON Monday, 17th October, 2016 16 Sources: Companies’ Data, Financial Express HTTP://INVESTORS.MONEY-ON-MOBILE.COM
- 17. MANAGEMENT TEAM Monday, 17th October, 2016 17 Jim McKelvey Director (USA) Co-founder of Square, one of the fastest growing technology companies in the US Harold Montgomery CEO (USA) Stanford University MBA, 1985 Started in payments in 1987 Strategic Relationships (India) 12 years of experience in payment space with Easy Bill, & FinoPaytech Vimal Dhar Will Dawson EVP Mobile Money (USA) COO, MasterCard Mobile Money JV Launched Mobile Money in Egypt & Turkey Scott Arey CFO (USA) Stanford University BA, 1984 10 years Bank of America Group CFO Jolly Mathur Founder and Director (India) 25 years of experience building businesses including Value Added Services in the Telecom Sector Founder and President (India) Alumni of IIM Lucknow with over 20 years of experience out of which 7 years in payment space Ranjeet Oak Shailesh Narang CFO (India) Qualified Chartered Accountant since Nov 1984 with 37th Rank in All India CA Exams Rajat Sharma Founder and Director (India) 18 years of experience in the fields of Telecom and IT. Launched Motorola’s wireless products in India HTTP://INVESTORS.MONEY-ON-MOBILE.COM
- 18. JIM MCKELVEY: BOARD DIRECTOR Successful Entrepreneur Square at a glance Square Inc. offers digital payment services to generally unbanked merchants and has been a disruptive force in the acquiring space IPO’ed in November 2015 Current market capitalization: USD 3.6 billion 2015 Revenue: $1.3 billion Bringing His Experience of Creating a $3+ Billion Payments Company Monday, 17th October, 2016 18HTTP://INVESTORS.MONEY-ON-MOBILE.COM
- 19. FINANCIAL EMPOWERMENT Monday, 17th October, 2016 19 Kalighat Society Adds 75,000 Female Agents to Our Network HTTP://INVESTORS.MONEY-ON-MOBILE.COM
- 20. Additional Merchant ServicesBuilding Agent Network Growing Wallet Spend EVOLUTION OF MoneyOnMobile Monday, 17th October, 2016 20 Narrow Broad Mobile Airtime ExpandingAddressableMarket Television Utility Payments Simple Products Domestic Remittance (P2P) Travel Tickets eCommerce Insurance* More Complex Products 2011-2014 2015-2017 2017+ UPI for Face-to-Face Working Capital Loans Government Benefits Digital Locker Cash Collection HTTP://INVESTORS.MONEY-ON-MOBILE.COM SMS Based Transactions 65% SMS & 35% Smartphone Primarily Smartphone
- 21. PROCESSING VOLUME TREND QUARTERLY PROCESSING VOLUMES 108% Growth in Q1 `17 Processing Volume over Q1 `16 Team Focused on Margin Monday, 19 September 2016 HTTP://INVESTORS.MONEY-ON-MOBILE.COM 21 Currency conversion for Processing Volume done a constant exchange rate of 66 Indian Rupees to the US Dollar. $43$52$56$67 $108 $154 $216 $276 $224 $- $100 $200 $300 2015Q1 2015Q2 2015Q3 2015Q4 2016Q1 2016Q2 2016Q3 2016Q4 2017Q1 Millions
- 22. REVENUE TREND QUARTERLY REVENUES IN US$ 11% Growth in Q1 `17 Revenue over Q1 `16 Monday, 19 September 2016 HTTP://INVESTORS.MONEY-ON-MOBILE.COM 22 $0.9 $1.5$1.7$1.7 $1.3$1.4$1.6 $2.0 $1.4 $0.0 $0.5 $1.0 $1.5 $2.0 $2.5 Millions
- 23. MARGIN TREND QUARTERLY GROSS MARGIN IN US$ 50% Growth in Q1`17 Revenue over Q1 `16 Q1 `17 Gross Margin was 53% up 11.7 ppts over Q1 `16 Monday, 19 September 2016 HTTP://INVESTORS.MONEY-ON-MOBILE.COM 23 * Q1 2017 Numbers are Unaudited 46% 38% 35% 41% 41% 47% 55% 41% 53% 0% 20% 40% 60% 2015 Q1 2015 Q2 2015 Q3 2015 Q4 2016 Q1 2016 Q2 2016 Q3 2016 Q4 2017 Q1
- 24. Harold Montgomery Harold.Montgomery@money-on-mobile.com +1 214 837 2765 Monday, 17th October, 2016 HTTP://INVESTORS.MONEY-ON-MOBILE.COM 24